Affirm

Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Prequalify Now

Choose 3, 6, or 12 monthly payments

For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR

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Buying with Affirm is simple. It only takes a moment and checking your eligibility won't affect your credit score.

Step 1 Cart Icon

Fill your cart

Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

Step 2 Calendar Icon

Choose how you pay

Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.

Step 3 Watch Icon

Pay over time

Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.

Affirm logo

Say YES with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.

Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won't charge you late fees or penalties of any kind, ever.
Rates from {0% APR or 10-36% APR} {10-36% APR}. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.

FAQs

Can I pay off my purchase early?

How do I make my payments?

Does checking my eligibility affect my credit score?

Do I need a mobile number to use Affirm?

Where can I learn more about Affirm?