Yes! There's no penalty for paying early.
Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.
Prequalify NowChoose 3, 6, or 12 monthly payments
For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR
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Buying with Affirm is simple. It only takes a moment and checking your eligibility won't affect your credit score.
Step 1
Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
Step 2
Choose how you pay
Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
Step 3
Pay over time
Make payments at affirm.com or in the Affirm app. You'll get email and text reminders.
Say YES with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
- Transparent
- Affirm tells you up front the total amount you'll pay. That number will never go up.
- Flexible
- You choose the payment schedule that works for you.
- Fair
- Affirm won't charge you late fees or penalties of any kind, ever.
Rates from {0% APR or 10-36% APR} {10-36% APR}. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.